Business Insurance
Insurance for Businesses
Southern Risk Insurance simplifies the world of insurance for you. Our dedicated advisers are ready to assist you in finding the right solutions to ensure that your business is thoroughly protected against various risks.
Count on us to support you when it matters most.
At Southern Risk Insurance, our customers always come first. With our knowledgeable Advisers by your side, you can rest easy knowing you have the right coverage without paying for unnecessary extras.
Whether you’re seeking insurance for business or personal needs, our Advisers are here to offer trusted advice on a wide range of risks.
We are authorised representatives of RESILIUM INSURANCE BROKERS
We offer the following Business Insurance Services
Business Pack Insurance
“What is Business Pack Insurance?”
Business Pack Insurance is a comprehensive policy that combines various types of coverage into one package, tailored for small to medium-sized enterprises.
It typically includes property, liability, and business interruption coverages to protect against a wide range of risks.
Business Interruption Insurance
“How does Business Interruption Insurance work?”
This insurance covers the loss of income a business suffers after a disaster.
It helps to keep your business afloat by covering operating expenses, payroll, and other costs while your company recovers from an unexpected event.
Contract Works Insurance
“Why do I need Contract Works Insurance?”
Contract Works Insurance is essential for construction projects, covering loss or damage to building works during construction.
It protects against risks such as fire, theft, and natural disasters, ensuring that your project can continue without financial loss.
Corporate Travel Insurance
“What does Corporate Travel Insurance cover?”
This insurance provides coverage for employees traveling on business trips.
It includes protection against trip cancellations, medical emergencies, lost luggage, and other travel-related issues.
Cyber Insurance
What is Cyber Insurance?
Cyber insurance, or cyber liability insurance, is a vital safeguard for businesses seeking to mitigate the financial risks associated with cybersecurity threats.
Various cyber attacks can trigger insurance claims, with common culprits being ransomware, business email compromise, and funds transfer fraud.
Events Insurance
What types of events are covered under Events Insurance?
Events Insurance covers a wide range of events, from corporate functions to festivals.
It protects against cancellation, liability, and property damage, ensuring your event runs smoothly.”
Farm Insurance
“What is included in Farm Insurance?”
Farm Insurance provides comprehensive coverage for agricultural businesses, including property, livestock, and equipment.
It protects against risks such as fire, theft, and natural disasters.
Marine Insurance
“Why is Marine Insurance important?”
Marine Insurance covers the loss or damage of ships, cargo, and terminals.
It is crucial for businesses involved in shipping and logistics, providing protection during transport.
Management Liability Insurance
“What does Management Liability Insurance cover?”
This insurance protects company directors and officers from personal liability arising from their management decisions.
It covers legal fees, settlements, and other related costs.
Product Liability Insurance
“Do I need Product Liability Insurance?”
Product Liability Insurance is essential for businesses that manufacture or sell products.
It protects against claims of injury or damage caused by defective products.
Professional Indemnity Insurance
“Who needs Professional Indemnity Insurance?”
This insurance is crucial for professionals who provide advice or services.
It covers legal costs and damages if a client suffers a loss due to your professional services
Public Liability Insurance
“What is the purpose of Public Liability Insurance?”
Public Liability Insurance protects your business against claims of injury or property damage caused to a third party.
It is vital for businesses that interact with the public.
Trade Credit Insurance
“How does Trade Credit Insurance benefit my business?”
Trade Credit Insurance protects your business against the risk of non-payment by clients.
It covers unpaid invoices, helping to maintain cash flow and financial stability.
Workers Compensation Insurance
“Why is Workers Compensation Insurance necessary?”
This insurance provides coverage for employees who are injured or become ill as a result of their job.
It covers medical expenses, rehabilitation costs, and lost wages.”
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